Health Insurance
While studying in New Zealand, having medical insurance is essential. It not only meets visa requirements but also protects you from unexpected health issues and medical costs. Adequate insurance ensures you have access to necessary care without facing significant financial burdens, helping you focus on your studies and adapt smoothly to your new environment.
UniCare is our partner
Uni-Care has been providing travel insurance solutions for Worldwide students, visitors, and travelers for over 25 years.
They understand the risks associated with traveling for study, work or holidays, and provide a range of insurance plans to cover you for the unexpected.
Pricing
2 Weeks
$125
1 month
$154
2 months
$205
3 months
$260
4 months
$313
5 months
$369
6 months
$423
7 months
$478
8 months
$534
9 months
$588
10 months
$644
11 months
$697
1 year
$752
13 months
$811
14 months
$870
15 months
$930
Unicare reserves the right to change its fees at any time
Things You Should Know
Pre-existing Medical Conditions
Pre-existing medical conditions are not automatically covered. Cover may be granted upon application – if you have a pre-existing medical condition please make sure you provide full details in your online application. If you have already applied for your policy but the policy has not started yet, and become aware of a pre-existing medical condition please complete a Medical Declaration online to enquire about obtaining cover.
High-Value Items Need to be Specified
Your luggage is covered for up to $15,000 in total but individual items, sets, or pairs of items are limited to $2,500 for each individual item, set, or pair of items unless the items are specified and additional premium is paid.
Where will I be covered?
As well as cover in New Zealand, NZ Student Plan offers cover for up to 9 days in transit between your country of origin and New Zealand. The cover is also in place for visits of up to 31 days to Australia, Fiji, Cook Islands, Samoa, American Samoa, Tahiti, Tonga, Niue and Vanuatu, and Bali and Lombok. If you change your Visa from a Student Visa to another type of Visa then your Student Plan is no longer valid and you will need to upgrade to an NZ Visitor Plan or an Australasian Plan for the remainder of the policy period.
NZ Student Plan Cover Summary
Insurance is about protecting you from the unexpected. Uni-Care has been protecting students coming to New Zealand to study for more than 20 years. NZ Student Plan is designed to help when things go wrong a long way from home. Our NZ Student Plan meets and exceeds the requirements of the Education (Pastoral Care of International Students) Code of Practice 2021.
Please refer to the policy document for the full terms and conditions of this cover.
Medical Care
If illness or injury means you are unable to take part in planned travel activities or complete your enrolled course of study, the policy would reimburse your non-refundable costs.
Unexpected Return Home
If you unexpectedly become ill or suffer an accident or injury, you won’t have to worry about paying for your qualifying medical care. NZ Student Plan will pay your qualifying medical treatment costs including diagnosis, prescriptions, surgery, and hospitalisation.
Loss of Deposit
If you were to suffer a serious injury or illness and needed to go home then NZ Student Plan would help by taking care of the costly expenses involved, allowing you and your family to focus on your recovery. If your family members are required to assist with your repatriation the policy would assist with their travel costs. If one of your immediate family suffered a critical illness or injury or died then the policy would also help to get you home quickly.
Property
NZ Student Plan covers your personal effects for loss or damage to $15,000 but individual items, sets, or pairs of items are limited to $2,500 for each individual item, set, or pair of items unless the items are specified.
Personal Liability
If you accidentally damage property belonging to someone else then tell us what has happened and let us manage negotiations and costs with the other party or their insurer.
Rental Car Excess
Rental car excesses can be costly – you can claim up to $5,000 liability for rental car excess payment.
If you decide to arrange your own medical insurance, please ensure it covers the entire length of your visa and complies with New Zealand’s Code of Practice and pastoral care requirements.